Retirement Withdrawal Calculator
Use this free retirement withdrawal calculator to see how long your retirement savings will last at a given yearly withdrawal.
Financial estimate notice: Results depend on the assumptions and values entered and may not include fees, taxes, changing rates or individual circumstances. Compare current terms and consider qualified financial advice before making decisions.
How the retirement withdrawal calculator works
The number of years comes from the annuity formula n = −ln(1 − B × r ÷ W) ÷ ln(1 + r), where B is the balance, r the yearly return and W the yearly withdrawal.
Frequently asked questions
What is the 4% rule?
It suggests withdrawing 4% of your starting balance in the first year, then adjusting for inflation. It is a guideline, not a guarantee.
Results are estimates for general information only. They are not a substitute for professional advice where applicable. Found a mistake? Report an error.